Specific cars, real verdicts.
Specific cars, real numbers, opinionated calls on whether to refinance, lease, buy, or sell. New verdict every Wednesday.
Specific real-vehicle verdicts. Year, model, trim, market context, and a yes-or-no recommendation.
Every Wednesday at 9am ET.
Setup, the math, our verdict, and what it means for someone in the same spot.
Should You Keep or Sell Your 2021 Honda Civic EX in 2026?
Your 2021 Civic EX is hitting the sweet spot where keeping it makes more financial sense than selling into a softening used market and buying anything remotely comparable.
Should You Refinance a 2022 Subaru Forester Premium in 2026?
If you're paying more than 7.5 percent on your 2022 Forester, refinancing now can save you real money even in today's lukewarm rate environment.
Should You Keep or Sell Your 2023 Toyota Tacoma TRD Sport in 2026?
Your 2023 Tacoma TRD Sport is worth roughly $38,000 today, and you should absolutely keep it because these trucks hold value like nothing else and you're past the steepest depreciation.
Should You Refinance a 2023 Kia Telluride SX in 2026?
If you're paying more than 7.5 percent on your Telluride loan and plan to keep it another three years, refinancing now will save you real money despite today's rates.
Should You Keep or Sell Your 2024 Honda CR-V Hybrid in 2026?
Keep your 2024 CR-V Hybrid for at least three more years because you're past the worst depreciation, fuel savings compound over time, and replacement costs are brutal right now.
Should You Refinance a 2024 Tesla Model Y Long Range in 2026?
If you financed your Model Y at 7.5 percent or higher in 2023 or 2024, refinancing now at six percent will save you real money over the next three years.
Should You Refinance a 2021 Toyota Highlander Hybrid in 2026?
If you financed your 2021 Highlander Hybrid at 7 percent or higher, refinancing now at 6.5 percent will save you real money over the next three years.
Should You Refinance a 2022 Ford F-150 XLT in 2026?
If you're paying more than 7.5 percent on your 2022 F-150, refinancing now could save you two to three thousand dollars even with today's rates.
Should You Keep or Sell Your 2020 Subaru Outback in 2026?
Your 2020 Outback still has strong resale value and at least four more solid years ahead, so keep it unless you're facing expensive repairs or your needs have fundamentally changed.
Should You Keep or Sell Your 2023 Toyota Camry Hybrid in 2026?
Keep your 2023 Camry Hybrid because it's entering its sweet spot years where reliability peaks, depreciation slows, and your low payment beats any replacement deal.
Should You Keep or Sell Your 2022 Mazda CX-5 in 2026?
If your 2022 Mazda CX-5 has under 50,000 miles and no major repairs looming, keeping it through 2029 will save you at least $15,000 compared to replacing it now.
Should You Sell or Keep Your 2021 Toyota RAV4 Hybrid in 2026?
Keep it. Your 2021 RAV4 Hybrid still holds great value, but it has at least five more years of peak reliability ahead and replacing it now means buying high.
Should You Refinance Your 2023 Honda Accord in 2026?
If your original loan came with an APR above 7.5 percent and you have at least three years left, the answer is almost certainly yes.