Stop guessing about
your car.
Three decisions, three verdicts. Refinance. Lease or buy. Sell or keep. Drop in your numbers, see the math, get a straight answer.
Three verdicts. Ten minutes. Real numbers.
Refinance Verdict
Plug in your current loan. We tell you if refinancing actually saves money, and how much.
Lease vs Buy Verdict
Same car, two paths. See the real total cost of each over your ownership window.
Sell or Keep Verdict
Market value, depreciation, and your loan. We tell you if now is the moment.
What we just published.
Gas Prices Drop 40 Cents in Three Weeks, Summer Trips Just Got Cheaper
National average gasoline prices have fallen sharply since mid-May, now sitting at $3.09 per gallon as summer driving season begins.
Should You Refinance a 2024 Tesla Model Y Long Range in 2026?
If you financed your Model Y at 7.5 percent or higher in 2023 or 2024, refinancing now at six percent will save you real money over the next three years.
Lease vs Buy: 2026 Honda CR-V
Buy the 2026 CR-V if you plan to keep it past 60 months—your per-mile cost drops to 41 cents by year eight versus perpetual lease payments.
Most recent first.
Should You Refinance a 2021 Toyota Highlander Hybrid in 2026?
If you financed your 2021 Highlander Hybrid at 7 percent or higher, refinancing now at 6.5 percent will save you real money over the next three years.
Should You Refinance a 2024 Tesla Model Y Long Range in 2026?
If you financed your Model Y at 7.5 percent or higher in 2023 or 2024, refinancing now at six percent will save you real money over the next three years.
How to Refinance Your Auto Loan: The Full Process From Application to Funded
Auto loan refinancing can save you thousands, but the process has traps. Here's exactly what documents you need, how credit pulls work, and when to walk away.
How to Sell Your Car Private Party: Pricing, Paperwork, and Test Drives
Private party sales net you $2,000 to $4,000 more than trade-ins, but only if you price correctly, handle paperwork right, and protect yourself during test drives.
Acquisition fee, explained
A non-negotiable charge by the leasing company to set up and process your lease, typically between $395 and $995.
APR vs interest rate
The interest rate is the cost of borrowing; APR includes fees and shows the true annual cost.