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rates
3 pieces tagged rates.
Glossary · July 1, 2026
Rate lock, explained
A rate lock guarantees your approved interest rate for a set period, protecting you from rate increases while you shop.
Glossary · June 1, 2026
APR vs interest rate
The interest rate is the cost of borrowing; APR includes fees and shows the true annual cost.
Glossary · May 18, 2026
Money factor, explained
Money factor is the lease equivalent of an interest rate, expressed as a tiny decimal that looks confusing but isn't.