Topic

rates

5 pieces tagged rates.

Newsroom · October 2, 2026

October 2026 Auto Market Report: Hold Steady Through Election Uncertainty

Buyers and sellers should wait out pre-election volatility this month, but refinancers with strong credit have a narrowing window to lock current rates.

Glossary · September 1, 2026

Credit tier bands, explained

The brackets lenders use to sort borrowers by credit score and assign different interest rates to each group.

Glossary · July 1, 2026

Rate lock, explained

A rate lock guarantees your approved interest rate for a set period, protecting you from rate increases while you shop.

Glossary · June 1, 2026

APR vs interest rate

The interest rate is the cost of borrowing; APR includes fees and shows the true annual cost.

Glossary · May 18, 2026

Money factor, explained

Money factor is the lease equivalent of an interest rate, expressed as a tiny decimal that looks confusing but isn't.