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lending
2 pieces tagged lending.
Comparison · July 3, 2026
Bank-Direct vs Credit Union for Auto Refinance
Credit unions beat bank-direct refinance offers by 0.8 to 1.4 percentage points in July 2026, saving you $1,200 to $2,400 on a typical $28,000 loan over 60 months.
Comparison · May 22, 2026
Auto Refinance: Marketplace (LendingTree, RateGenius) vs Single Lender
Marketplaces beat single lenders for most borrowers because the rate spread is real, the hard pull difference is a myth, and one extra point of APR costs you hundreds of dollars.