insurance
12 pieces tagged insurance.
What To Do If You Hit a Deer (and the Coverage That Actually Pays)
Deer crashes peak in October, November, and December. Here is the calm, in-order playbook for the moment it happens, plus the one insurance detail that decides whether you pay 500 dollars or 5,000.
When to Bundle Auto Insurance and When Not To
Bundling auto and home insurance sounds like an easy discount, but you can leave hundreds on the table if you don't shop each policy separately first.
What Insurance Coverages Actually Matter for Newer vs Older Cars
The right coverage mix changes as your car ages, and most drivers overpay or underprotect because they don't adjust when they should.
Deductible, explained
The amount you pay out of pocket before your car insurance kicks in to cover the rest of a claim.
Liability limits, explained
The maximum dollar amounts your car insurance will pay if you injure someone or damage their property in an accident.
Is Car Insurance More Expensive on a Leased Car?
Yes, usually 10 to 20 percent more. Here is why a leased car costs more to insure than the same car bought, how much extra to budget, and how the gap can flip a lease vs buy decision.
Comprehensive vs collision insurance, explained
Comprehensive covers non-crash damage like theft or weather; collision covers damage from accidents you cause or hit objects.
Gap Insurance Explained: What It Costs and When You Actually Need It
Dealers charge $700 to $1,200 for gap insurance you can buy elsewhere for $200. Here's how to figure out if you need it and where to get it cheap.
That Tiny Windshield Chip Will Become a $400 Crack This Summer. Fix It for $15
Summer heat is what turns a harmless rock chip into a windshield-spanning crack. A chip is a cheap or free fix. A crack means full replacement, and on a newer car that now includes camera recalibration. Here is how to handle a chip the smart way before the heat does it for you.
Do You Actually Need a Dash Cam in 2026? The Money Case (and the 5 We'd Buy)
Dash cams went from trucker gear to mainstream this year, and the reason is money: footage settles he-said she-said claims faster, exposes staged-accident fraud, and a few insurers now knock a little off your premium. Here is when one pays for itself and the exact models we would buy at every budget.
How to Shop Auto Insurance After You Refinance
Refinancing your auto loan triggers a new lender, new insurance requirements, and a window where you can usually drop your premium by 15 to 30 percent if you shop on the same day.
GAP insurance, explained
GAP insurance covers the difference between what you owe and what your insurer pays if your car is totaled.