Topic

credit

4 pieces tagged credit.

Newsroom · August 10, 2026

Subprime Auto Loan Delinquencies Hit Highest Level Since 2010

Serious delinquencies on subprime auto loans climbed to 6.9 percent in July, signaling trouble for both lenders and anyone shopping with shaky credit.

Buyer guide · August 7, 2026

What the Auto Loan Refinance Underwriter Actually Checks (and What Kills Your Deal)

Your refinance application survives the soft pull, now an underwriter reviews your income, debt, and vehicle. Here's what they look for and why deals get denied at the finish line.

Glossary · June 1, 2026

Hard pull vs soft pull

A soft pull checks your credit without affecting your score; a hard pull creates an inquiry that can lower it.

Glossary · May 18, 2026

Debt-to-income ratio (DTI), explained

Your debt-to-income ratio shows lenders what percentage of your monthly income goes toward debt payments including your proposed car loan.