Stellantis Just Launched Zero Percent Financing Across Most Models
Jeep, Ram, and Chrysler dealers are now offering 0% APR for up to 72 months as inventory piles up and sales lag.
Stellantis flipped the switch on aggressive financing this week. You can now get 0% APR for 60 months on most Jeep, Ram, Dodge, and Chrysler vehicles, with some models stretching to 72 months at zero percent. This is the most generous financing we've seen from a major manufacturer since early 2024.
Why the sudden generosity? Stellantis has an inventory problem. Dealer lots are packed with Jeep Wranglers, Grand Cherokees, and Ram 1500s that aren't moving fast enough. The company's sales dropped 11% in the first quarter of 2026, and they need to clear space before the 2027 model year arrives in fall.
This matters because zero percent financing is essentially free money if you were planning to finance anyway. On a $45,000 Ram 1500, you're saving roughly $7,200 in interest compared to the current average new car loan rate of 6.8%. That's real money.
What you should do
If you've been eyeing any Stellantis product, now is your moment. The zero percent offers run through June 30th, but we expect them to extend into July given how much inventory needs to move. Focus on 2025 model year vehicles still on lots for the best overall deal, you can stack this financing with leftover rebates.
Skip the 72-month terms even at zero percent. You'll be upside down on the loan longer than necessary, and these vehicles depreciate fast. Stick with 60 months maximum.
One warning: dealer markup games are still happening on popular trims like the Wrangler Rubicon 392. The zero percent rate only matters if you're paying a fair price for the vehicle itself. Check our market pulse data before you negotiate, and be ready to walk if they won't deal on price just because the rate is attractive.
Why 84-Month Car Loans Are a Trap and What to Do Instead
Long-term auto loans lower your monthly payment but cost you thousands more in interest, keep you underwater for years, and lock you into a depreciating asset.
When to Walk Away From an Auto Loan Refinance
Not every refinance saves you money. Here's the math to run before you sign, what red flags mean the deal is bad, and when to stay put.
How to Refinance Your Auto Loan: The Full Process From Application to Funded
Auto loan refinancing can save you thousands, but the process has traps. Here's exactly what documents you need, how credit pulls work, and when to walk away.